Wednesday, December 1, 2010

November 30 - Check in

A little late for checking in for November. But we are basically and the SEVERE down-hill side of this thing. With 1850.79 remaining..the end is in site...and if we look at how far we have come...all we have to say is CASH FOR CHRISTMAS! There is no way we are going backwards :)

Happy Holidays to all!

Wednesday, October 27, 2010

Checking in for October...$7400 and dropping fast!

...and it cannot go fast enough! As of Oct 20, we have paid off just over $51,000 in 2 years and 2 can be done and you got to want to win! I say that, in hind-sight like it is is not. There are so many trade-off's along the way...and it's weird to think like that - I can't have it all at once!

Trade-off's include:
Go out to dinner or buy the kids school clothes!
Buy pumpkins at .40cents a pound from cool place..or buy at WinCo for .17cents and have money left for costumes!

I have to say, that in all this, my wife continues to amaze, impress and astound me. The woman - with her handy Dave Ramsey cash envelope system - can pull money out of nowhere! Case in point, our oldest is having a birthday this week...It is 3 days until payday (usually the time we run out of food and money). She gets home with all these great gifts for him...and shoes for our daughter...and I go to where we "hid" his birthday set-aside money and it is still there...and she says "Oh, that's great...but I had money in my envelopes..we might have creative dinners this week...but let's just hang on to that". That's hot!!

You can win too...we are happy to share any advice...but much like's a good program and shear determination! Go get 'em!

We have another $5300 payment to be made next Monday..we will post new results then...something like $2k owed.

Monday, September 20, 2010

Mid September Update! We hit the 10k mark

We are now officially just above the 10K mark. In the next couple of days..we will be at $9k..very cool!

Thursday, August 12, 2010

Can we mark this thing done already.

New totals coming in as we end July. $13,323,19 to go. On track to finish by the end of October. We will be so glad! Hope you are all doing well on your journey.

Friday, July 16, 2010

So close..the end is in sight!

We are just under $16,000 from removing this crap from our lives! It feels so good. We sent off a big check yesterday...they all seem like they are big checks..but this one put one of two 401k loans to bed. We only have one to go...and, man, does it feel good. We will check in at the end of the month...but life just gets better every day...can't think of the last time I ever used a credit card!

Friday, June 25, 2010

June 25 - Checking in...

Just checking in to update our blog and our balances. We have survived the move to Oregon and have just noticed that we have paid off $40,304.73 of our debt in 22 months. We are tracking to be fully paid off on Jan 1, 2011. We really wanted to be paid by Aug 2010 - but hey..what's 4 months in comparison to a wealthy life!

This stuff is hard...if you are looking at this and it seems's because you are looking at the compressed time...every day is a choice...every day is a choice to live like no one later we can LIVE LIKE NO ONE ELSE!

Stay safe..we'll check in soon!

Monday, May 3, 2010

We just keep on going...

We have drawn the line in the sand. We will be debt free on Feb 28, 2011. No exceptions. If we have to sell blood, an organ or a car in January 2011...we are sufficiently done with this debt thing. Is anybody else feel like that? You can be gazelle intense for just so long...and then you have to take a break and just live a little...go to McDonald's...breath....and then you get back at it!

I think Melissa and I are just done with this. We have a solid game plan. We are fired up. We will succeed. Hope you are all finding success too!

Friday, April 16, 2010

Tax Day...and's gone

In reflecting on tax day yesterday, I have to ask myself "Where does the money go?". I mean..we pay this money every paycheck, and where does it end up? The states are all broke, no services and yet Congress keeps writing the programs and spending the checks. Where does it stop? Election time.

I don't know how many of you are invovled in the new Tea Party movement, but it seems like a good idea...something has to change.

We are changing our lives...and I don't want the rewards to go to the Goverment. Whew!

Friday, March 19, 2010

Bang bang, we're beautiful and dirty rich

"Bang bang, we're beautiful and dirty rich" Man, how I want to sing that song over and over! For now, we'll have to leave it with Lady Gaga!

I can't believe we have been walking out of this for 19months. I know to some that may seem fast...but when you are in seems like eternity!

We are still over 1/2 way done. I am grateful

Sunday, March 14, 2010

And..we are back!

Wow! I can't believe it has been pre-Christmas since our last post. There has been a lot going on..but, we are ready to jump back in the saddle and get this darn millstone removed from our neck.

Just to catch up: We accepted a promotion and transfer from Northern California to the Pacific Northwest of Oregon in December. I have spent Jan and Feb on the road telecommuting while the family got ready for the move. Then, in Mid-Feb we found renter's for our home we love in Northern California- thanks Jolyn for your awesome advice- and off we went.

Along the way, we put our debt snow-ball on hold...but an amazing thing happened...we managed to save about $10,000. So, we have a nice emergency fund in place for any emergency's or visit from our good friend Murphy!

I will be re-vamping our site, posting frequently and trying to build a following...but thank you to those of you that didn't bail on us! Our debt is lowering...and we invite you to continue the journey as we get ready for another move: Out of debt...because "We're not living here"

Take care...I look forward to hearing from you! Jeff