John Maxwell says, "A budget is telling your money where to go, instead of wondering where it went."
Let me start with this: I hate budgeting! I hate sitting down at the beginning of a month and trying to figure out where our money is going to go and have to think about: medication, gifts to friends and family, can we get a babysitter, can we go out to get a burger....and on and on. It is better now..but, still not my favorite way to spend time.
We started budgeting last year (2008) and it quickly dropped off our radar due to a family illness and chaos. But, we have gotten back on track with in the last month and we are making our money "sit down and pay attention". Strangely, it really does feel like we have more money! We are budgeting $200.00/month for clothes (and before you think that's a lot...we are a family of 5 and 3 of them are growing like crazy!) We have money set aside for babysitters and a little dining out and fun! It's crazy...you get more disciplined and you have more money. Where did it all go before???
I have to give credit to my wife...she has become the grocery-shopping dynamo and has not broken her budget AT ALL! She carries here little pink calculator (bought for $1 at Wal-Mart http://www.walmart.com/) around and makes every dollar count! SHE ROCKS!!
We would love to hear any of your budget-stretching suggestions attached to this comment.
Let me start with this: I hate budgeting! I hate sitting down at the beginning of a month and trying to figure out where our money is going to go and have to think about: medication, gifts to friends and family, can we get a babysitter, can we go out to get a burger....and on and on. It is better now..but, still not my favorite way to spend time.
We started budgeting last year (2008) and it quickly dropped off our radar due to a family illness and chaos. But, we have gotten back on track with in the last month and we are making our money "sit down and pay attention". Strangely, it really does feel like we have more money! We are budgeting $200.00/month for clothes (and before you think that's a lot...we are a family of 5 and 3 of them are growing like crazy!) We have money set aside for babysitters and a little dining out and fun! It's crazy...you get more disciplined and you have more money. Where did it all go before???
I have to give credit to my wife...she has become the grocery-shopping dynamo and has not broken her budget AT ALL! She carries here little pink calculator (bought for $1 at Wal-Mart http://www.walmart.com/) around and makes every dollar count! SHE ROCKS!!
We would love to hear any of your budget-stretching suggestions attached to this comment.
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